Funding Solutions —Even When Banks Say No
Specialist commercial funding for investors, developers, and businesses across York and UK. Access to specialist lenders and private banks the high street can't offer.
250+ Lenders
Unrivalled Access
UK-Wide
Commercial Experts
No Upfront Fees
Success-Based
20+ Years
Industry Experience
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Speak directly to a commercial finance specialist.
Plan with Confidence
Estimate your monthly repayments or calculate stamp duty costs on your next commercial or investment property purchase. For exact figures, speak to a specialist.
Estimated Monthly Repayment
£5,677
per month
Total repayable over 10 years
£681,288
Speak to a SpecialistAbout Apex
When traditional lenders fall short — we step in.
Apex Commercial Finance is an independent specialist consultancy supporting businesses, property investors, and developers across York, Yorkshire, and the wider UK with tailored commercial funding solutions.
Led by Joshua Papa — a commercial finance specialist with over 20 years of experience in finance and property — we bring deep market knowledge and direct access to a network of over 250 specialist and private lenders.
Whether you need a commercial mortgage on a complex asset, fast bridging finance for an auction purchase, or structured development funding, we deliver solutions the high street simply cannot offer.
Our Expertise
Specialist Funding Solutions
Fast, structured, and tailored finance for businesses and property professionals.
Core Funding Solutions
Commercial Mortgages
Competitive lending for owner-occupied and investment commercial property across Yorkshire and the UK.
Learn moreBridging Finance
Fast, short-term funding for time-sensitive property opportunities — from auction purchases to chain-break solutions.
Learn moreProperty Development Finance
Structured funding for ground-up developments, refurbishments, and commercial conversions.
Learn moreAdditional Finance Options
Business Loans & Working Capital
Flexible funding to support growth, cash flow, and business expansion.
Learn moreAsset & Equipment Finance
Fund vehicles, machinery, and essential business assets without disrupting cash flow.
Learn moreInvoice Finance & Factoring
Unlock cash tied up in unpaid invoices to fuel business growth.
Learn moreWhy Use a Specialist Broker?
We navigate the complex commercial lending market so you don't have to.
Access to 250+ Lenders
Including specialist and private banks unavailable on the high street.
Independent & Impartial Advice
Straightforward, honest guidance with no lender bias.
Funding Where Others Fail
We specialise in complex, declined, and time-sensitive cases.
Speed & Efficiency
Quick initial assessment, fast decisions, and rapid funding.
Our Service Promise
Coverage
Supporting Clients Across the UK
Based in York and supporting clients from Yorkshire to London and beyond, Apex Commercial Finance operates nationally — bringing specialist lender access wherever you are.
Not listed? We work across the whole of the United Kingdom — contact us to discuss your requirements.
Frequently Asked Questions
Straightforward answers to the questions commercial clients actually ask.
Speak To A Specialist
Get expert advice and explore your funding options — free, confidential, and without obligation.